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Healthcare Benefits

The PTC offers their members a wide range of benefits options including healthcare, application tracking, banking and more!

Health Coverage with Savings and Choice

PTC Benefits helps members to secure the best solutions for their employee health insurance programs. It has expanded beyond healthcare benefits to also offer industry-leading enterprise risk products. 

We offer members high-value medical, dental, vision, life and disability insurance. But with our partner, My Benefit Advisor, we also offer new corporate insurance products and services to help you better safeguard your employees, business and bottom-line.

 

Health Coverage with Savings and Choice

PTC Benefits has collaborated with UnitedHealthcare to offer Pennsylvania-based PTC members new health coverage plans designed to save money, expand choices and increase wellness.

PTC members with 5-50 employees can access the All Savers Alternate Funding Plan and members with 51-100 employees can access UnitedHealthcare Motion.

Volume Purchasing Arrangements

PTC Benefits has worked to negotiate collective buying agreements with several insurance providers. Through these arrangements the PTC is able to offer its members’ plan design options, product flexibility, and pricing discounts.

The Council’s program offers a comprehensive portfolio of options, including:

  • Medical plan options: PPOs, HMOs, HDHPs, and traditional indemnity plans (Plans for employees residing outside of Western Pennsylvania are also available).
  • Dental plans include some features and provisions that are not available in the direct market with United Concordia.
  • Vision Options
  • Group Life, Disability and Dental benefits with guaranteed coverage, claims integration, and special pricing discounts through Lincoln Financial

Plan Design and Performance

PTC Benefits is more than topnotch health insurance. We offer products, including:

  • Health Care Insurance Claims Dispute Resolution
  • Labor Compliance Advisory (ERISA/HIPAA/FMLA)
  • ThinkHR: Clients receive complimentary access to live support, training courses, and an online library to enhance the HR Department of small- and mid-sized employers 
  • Property & Casualty Insurance Products
  • Alternative Risk Insurance Products
  • Loss Control Services
  • Claims Management

Communication

Effective communication to employees is an important component for a successful benefits package. My Benefit Advisor provides numerous resources, tools, and products to strengthen our employee benefits programs and set your business up for success. Services include the Benefits Service Center, Benefits Guidebook & Video, Online Enrollment, and Compliance Bulletins and Videos. 

Administrative Solutions

As an extension of your human resources team, we can help you successfully administer an employee benefits program that ensures employee satisfaction. We process routine transactions such as adding and terminating coverages for employees, resolve employee issues and ensure compliance with legislative mandates.

Call 855-717-2864 or email ptcbenefits@mybenefitadvisor.com for more information and a free, no-pressure needs analysis.